Terms & Conditions
Please review the terms of using the MUHKAM platform and its services.
Nature of services
MUHKAM provides administrative coordination services (follow-up, document preparation, authority communication). MUHKAM does not provide licensed legal, tax, accounting, or financial advice; we refer you to licensed advisors when required.
No guarantee of approvals
MUHKAM does not guarantee approval by any government authority, bank, or financing provider. All final decisions rest with the competent entities, and no preliminary screening constitutes a financing or credit decision.
Evidence and documentation
We never mark a step (return filed, amount paid, license issued) as completed without verified evidence provided by you or the relevant authority.
Lawful channels
We operate exclusively through authorized official channels under documented authorization. Providing government portal passwords or OTPs to MUHKAM staff is prohibited.
Government fees
Government and bank fees are the client's responsibility, documented with payment evidence, and vary by authority, service, and timing.
Pricing and billing
Services are provided for a per-service fee: a published fixed price or an approved quotation before commitment. There are no mandatory packages or subscriptions; any recurring working arrangement is agreed individually under a documented contract. No charging occurs without your approval of the quotation, using the available authorized payment method.
Liability
MUHKAM commits to reasonable professional care in coordination and is not liable for external parties' decisions, delays, or rejections.